{"id":14609,"date":"2021-10-02T17:00:00","date_gmt":"2021-10-02T17:00:00","guid":{"rendered":"https:\/\/www.guru.com\/blog\/?p=14609"},"modified":"2021-10-28T10:09:19","modified_gmt":"2021-10-28T10:09:19","slug":"paypal-personal-vs-business","status":"publish","type":"post","link":"https:\/\/qa-wp.guru.com\/blog\/paypal-personal-vs-business\/","title":{"rendered":"PayPal Personal vs. Business"},"content":{"rendered":"\n<p>Anyone who makes transactions online has a PayPal account. You can use it to send and receive money, purchase items online, and even receive payments from customers.&nbsp;<\/p>\n\n\n\n<p>And while, for a lot of people, these services are enough, businesses may need a bit more features to cater to a high volume of transactions from a mass of customers transacting in different currencies.&nbsp;<\/p>\n\n\n\n<p>But how do you know if it\u2019s time to upgrade from PayPal Personal to PayPal Business?<\/p>\n\n\n\n<p>We break down the difference between the two types of PayPal accounts to help you choose the best for you and your business.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">PayPal Personal<\/h2>\n\n\n\n<p>Many of us start with a PayPal Personal account. It\u2019s the one that makes sense for regular users who only need the platform for personal payments and online shopping.&nbsp;<\/p>\n\n\n\n<p>You can use it to send and receive money from family and friends and to pay for transactions online. You can even connect your credit or debit cards to it and it automatically fills in your details when you purchase from PayPal-ready shops! PayPal Personal accounts can also be connected to your bank account for easy exchanges.<\/p>\n\n\n\n<p>If you\u2019re a small business owner, freelancer, or casual seller, you can also use PayPal Personal to accept payments from customers or clients. That said, since it\u2019s a personal account, it gives payors your personal details, which can pose some privacy issues. Plus, you\u2019re only limited to a couple of payment options; credit and debit card payments are allowed, but PayPal will charge a fee.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">PayPal Business<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.guru.com\/blog\/set-up-a-paypal-business-account\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"PayPal Business accounts (opens in a new tab)\">PayPal Business accounts<\/a> offer the same services as PayPal Personal accounts, except they are packed with many more features specially designed for small and medium businesses. These include:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Payment Integration<\/h3>\n\n\n\n<p>Businesses can sync the PayPal payment system into their shops\u2014whether online or on-the-ground. It\u2019s compatible with hundreds of online ecommerce solution providers and shopping carts, allowing customers to complete transactions in just a few clicks.&nbsp;<\/p>\n\n\n\n<p>PayPal Business also offers its own point-of-sale (POS) service, which provides brick-and-mortar stores with a card reader and app to accept and manage payments.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Flexible Payment Options<\/h3>\n\n\n\n<p>PayPal Business accommodates different payment options such as credit and debit cards, Venmo, and PayPal Credit (even if the customer isn\u2019t on PayPal). And since the platform is available in over 200 markets online, it can accept payments from multiple international currencies.<\/p>\n\n\n\n<p>That said, PayPal charges certain fees for every transaction\u2014all charged to the merchant.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Subscription Services<\/h3>\n\n\n\n<p>You can set up subscription services on a PayPal Business account, allowing customers to pay for several shipments in a single transaction.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Finance Management<\/h3>\n\n\n\n<p>PayPal Business comes with a suite of finance management features, making it easy for business owners to perform basic bookkeeping. You can track payments, oversee inventory, and access marketing insights, among others.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Account Sharing<\/h3>\n\n\n\n<p>Up to 200 people can access a single PayPal Business account, which is helpful for larger companies that need several people monitoring the transactions. For security, owners can provide unique log-ins and levels of access to assigned employees. An extra security measure is <a href=\"https:\/\/www.guru.com\/blog\/hiring-hackers-as-security-consultants\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">hiring an ethical hacker as a security consultant<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Which PayPal Account Is Best for Me?<\/h2>\n\n\n\n<p>The best PayPal account is the one that works for the purpose you need it to. When you figure out what you\u2019re using the platform for, it\u2019s easy to decide whether to keep a PayPal Personal account or upgrade to a PayPal Business account.<\/p>\n\n\n\n<p>If you\u2019re a regular online shopper, freelancer, or casual seller, a PayPal Personal account is enough to fulfill your transaction needs.&nbsp;<\/p>\n\n\n\n<p>But if you\u2019re a small or medium business owner, you should register for a PayPal Business account to take full advantage of their digital payment systems. It allows for more seamless transactions with your customers and it makes finance management a much simpler task, letting you focus on larger business issues.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Anyone who makes transactions online has a PayPal account. You can use it to send and receive money, purchase items online, and even receive payments from customers.&nbsp; And while, for a lot of people, these services are enough, businesses may need a bit more features to cater to a high volume of transactions from a<\/p>\n","protected":false},"author":14,"featured_media":14629,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26,437],"tags":[389],"class_list":{"0":"post-14609","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-employer","8":"category-resources","9":"tag-payments"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>PayPal Personal vs. Business<\/title>\n<meta name=\"description\" content=\"This article breaks down the difference between the two types of PayPal accounts to help youchoose the best for 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